Driving Without Car Insurance: Penalties & Fines | NextAdvisor with TIME

It’s Illegal to Drive Without Car Insurance

In most places, drivers who own a registered vehicle must carry a certain amount of car insurance to legally get behind the wheel. Each state has its own minimum coverage requirements drivers are expected to follow.

Driving without auto insurance is illegal in 48 states.

Penalties for Driving Without Car Insurance

“The penalties for driving without car insurance vary from state to state,” says a partner formerly with CRM Law firm. “In addition to possible arrest, jail time, fines, and impound fees for lack of car insurance, the state may suspend the registration of cars without insurance,” adds the attorney.

Getting Into an Accident Without Insurance

Getting into an accident without insurance is a serious offense, and you’re going to face both legal and financial repercussions.

If you get into an accident and you don’t have insurance, you’re going to pay a large fine, your vehicle will get towed, and you could lose your license, among other things. It’s also very likely you will end up in court, which means you should obtain legal counsel.

How Much Insurance Coverage You Need

Every driver has different car insurance needs. In most states, drivers must carry a minimum amount of personal liability insurance, which pays for another driver’s medical bills and property damage if they cause an accident.

Source: Driving Without Car Insurance: Penalties & Fines | NextAdvisor with TIME